• 1 ARĤVA - Residential Real Estate Analysis Software Application


    Adkins Capital Management (ACM) is a privately owned, independently operated, and experienced-based capital management firm that offers a robust valuation product for residential real estate investors.
  • 2 ARĤVA - Residential Real Estate Analysis Software Application


    ARĤVA is designed to provide residential real estate investors with the necessary information to accurately assess residential housing in an economical, efficient, and effective manner.
  • 3 ARĤVA - Residential Real Estate Analysis Software Application


    ARĤVA uses patent-pending financial methodology that is based on the interrelationship between pre-tax household income, the price of a home, and the cost of debt financing for a mortgage loan.
  • 5 ARĤVA - Residential Real Estate Analysis Software Application


    ARĤVA will allow residential real estate investors to accurately analyze the level of underpricing or overpricing of homes in their community.
  • 5 ARĤVA - Residential Real Estate Analysis Software Application


    ARĤVA will allow residential real estate investors to precisely analyze the costs of owning a home.

Adkins Capital Management, LLC (ACM) is a privately owned global investment management firm that specializes in residential real estate valuation. ACM was founded by an English American in New York City. ACM is incorporated in the State of New York and housed in the Internet Cloud.

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Sample ARHVA report

The Adkins Residential Home Valuation Analyzer (ARĤVA) is a patent-pending software application that will allow residential real estate investors to accurately determine if home are underpriced or overpriced in their community, as well as accurately assess the costs associated with owning a home.

Learn more about ARĤVA…

Sample ARHVA report

The founder of ACM has written more than a dozen published articles that address a wide range of educational topics including residential housing valuation, retirement, investment products, financial analysis, and public policy.

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The ARĤVA software application is available on a real-time basis via a web-based application that is accessible from your home computer.

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The ARĤVA software application is available to the public via an annual subscription fee.

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Home Price Index

The purpose of the Adkins 60 City Home Price Index is to provide an assessment of the home price level for 60 of the major cities in the U.S. For purposes of this assessment, home price levels were based on the relationship between the median household income and the median home price level in each city, the assumption that no more than 28% of household income should be spent in order to repay the principal and interest costs for a mortgage loan, and the most recent month-ending national average mortgage loan interest rate for a 30-year fully amortized fixed rate loan.
City Name Median Household Income Median Home Price Home Price Level
Albuquerque, NM $44,594 $189,700 Underpriced
Anchorage, AK $72,832 $267,300 Underpriced
Atlanta, GA $49,981 $257,200 Overpriced
Baltimore, MD $38,772 $168,400 Underpriced
Billings, MT $45,957 $172,600 Underpriced
Birmingham, AL $30,481 $87,300 Underpriced
Boise, ID $47,898 $193,900 Underpriced
Boston, MA $55,979 $375,700 Overpriced
Bridgeport, CT $39,949 $218,100 Overpriced
Buffalo, NY $29,285 $66,200 Underpriced
Burlington, VT $39,296 $264,020 Overpriced
Charleston, SC $47,942 $272,000 Overpriced
Charlotte, NC $49,779 $175,600 Underpriced
Cheyenne, WY $47,532 $168,059 Underpriced
Chicago, IL $45,734 $261,600 Overpriced
Cincinnati, OH $32,754 $126,000 Underpriced
Cleveland, OH $24,687 $84,000 Underpriced
Dallas, TX $39,829 $135,600 Underpriced
Denver, CO $46,410 $244,600 Overpriced
Des Moines, IA $42,718 $120,300 Underpriced
Detroit, MI $26,098 $67,000 Underpriced
Fargo, ND $38,212 $147,400 Underpriced
Honolulu, HI $57,601 $593,000 Overpriced
Houston, TX $42,945 $128,000 Underpriced
Huntington, WV $28,514 $84,536 Underpriced
Indianapolis, IN $40,278 $120,400 Underpriced
Jackson, MS $31,875 $93,700 Underpriced
Kansas City, MO $41,999 $138,300 Underpriced
Las Vegas, NV $50,935 $197,000 Underpriced
Little Rock, AR $38,992 $139,200 Underpriced
Los Angeles, CA $48,617 $465,700 Overpriced
Louisville, KY $32,483 $120,331 Underpriced
Manchaster, NH $48,720 $230,900 Underpriced
Memphis, TN $34,203 $101,400 Underpriced
Miami, FL $28,999 $261,400 Overpriced
Milwaukee, WI $34,868 $139,100 Underpriced
Minneapolis, MN $45,538 $220,900 Underpriced
Nashville, TN $45,540 $166,400 Underpriced
New Orleans, LA $36,468 $192,600 Overpriced
New York City, NY $50,033 $517,900 Overpriced
Newark, NJ $35,963 $288,500 Overpriced
Oklahoma City, OK $41,411 $126,700 Underpriced
Omaha, NE $46,595 $134,600 Underpriced
Philadelphia, PA $37,045 $150,000 Underpriced
Phoenix, AZ $47,085 $182,300 Underpriced
Pittsburgh, PA $37,461 $92,500 Underpriced
Portland, ME $42,010 $257,245 Overpriced
Portland, OR $50,203 $296,100 Overpriced
Providence, RI $37,619 $227,600 Overpriced
Richmond, VA $36,928 $205,900 Overpriced
Saint Louis, MO $34,801 $121,300 Underpriced
Salt Lake City, UT $45,754 $242,200 Overpriced
San Diego, CA $59,901 $445,500 Overpriced
San Francisco, CA $70,770 $751,600 Overpriced
Seattle, WA $60,843 $452,000 Overpriced
Sioux Falls, SD $47,040 $146,900 Underpriced
Tampa, FL $41,605 $180,800 Underpriced
Washington, DC $59,290 $443,700 Overpriced
Wichita, KS $44,405 $115,800 Underpriced
Wilmington, DE $34,381 $176,100 Overpriced